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The. 00 41 Reviews (0 Recent | ) Elite Lending Services, LLC Paula Kelley NMLS# 252079. Primary navigation. Advertised historic low rates or claims of low raes are based upon the Freddie Mac Primary Mortgage Market Survey, which analyzes residential mortgage rate averages offered since 1971. The locally owned and operated company was founded in 1996 and excels at helping clients achieve home ownership or refinancing of an existing mortgage. 00 8 Reviews (0 Recent | ) Bay Capital Mortgage Corporation Robert Lee Richard Wheatley, Jr. 15: 30-year fixed: 7. Find brokers near you. Refinance Rates. , Steph Noble - CrossCountry Mortgage, Gary Boyer - Mortgage Monkey, Jodi White - Belay Mortgage Group, Capital M Lending, Yumi Lynch - Vantage Mortgage Group, Evan Swanson -. 5. 9. 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